When you visit Smart Money Recipes, categories of information may be gathered, including personal information that are provided via forms, applications, surveys, or other online fields. We can also collect information about you from online browsing and transactions, including preferences pages visited and technical information regarding your settings. Personal information means identifiable information and does not include aggregated date that the site could create or compile from various sources, including transactions and accounts. This information which does not single out individual customers is used by our site business purposes, including offering services or products, research, marketing or analyzing market trends and other purposes in congruence to existing laws.
These are pieces of information stored on the computer upon use. Smart Money Recipes or the third party service providers, as well as advertising service providers, may place cookies or flash objects on the hard drive for security purposes for the facilitation of site navigation and personalization of the experience.
The IP address is a number assigned to the Internet accessing network or computer. Visitors IP addresses are stored in our log as they visit the site. These IP address are collected for administration of the system, reporting aggregate information, and auditing Site visits. In addition, some features of our site display IP address together with name and message, like on forums.
The site advertises on pages within the site as well as other websites not affiliated with Smart Money Recipes. Information collected in our advertising service providers though cookies and other technologies would include the number of people who look at each page on the site, browsing patterns within the site, search engine referrals, browsing patterns in Smart Money Recipes and responses to promotions and advertisements on the sites where we advertise.
Time to time, you can be asked to do online surveys. You do not have the requirement to do such; but these are used to gather information to better address your needs. Based on this, we can keep you updated on account and service.
Smart Money Recipes gives users visiting websites with many planning tools, including mortgage, savings and plans for retirement. The information placed into these tools could be used for future access and use. We will inform you when the information is to be planned to stored, and you can have the option for this information not to be saved.
Using and Sharing Information
There would be times that Smart Money Recipes could make information available to third parties that could be companies not related through common ownership or control, including service providers, insurance agencies, credit bureaus, retailers, membership organizations, government agencies, legal investigators, courts and other non-affiliated third parties as requested by you or your authorized representative, or otherwise when required or allowed by law. Unless differently describe in the Notice, for US account holders, we will use and share any information collected from or about you covered by the Notice in keeping with the Privacy Notice , providing consumers additional direct marketing choices.
Social Media Connection
Accuracy of Information
Keeping account information accurate and updated is essential. If the account information is inaccurate or incomplete, kindly use the Contact Us link on our site, call to inform us at the correct address or telephone numbers for changes in the account statements, records, online or other account materials.
Linking to Other Sites
We could provide link to sites not related to our service, including merchants and credit bureaus. If you follow links to websites not controlled by Smart Money Recipes, you should go over the privacy policies and other terms, as they could diverge from other sites. Smart Money Recipes will not guarantee and will not be responsible for the security or privacy of the said websites, including the completeness or accuracy of said information.
Most of our publications and web sites are intended for adults. Some web sites and publications, however, are intended for teens 13 and older but may include features or material that may be appealing to children under the age of 13. We are strongly committed to protecting the safety and privacy of children who visit our Web sites. We do not knowingly collect personal information online from children under 13. Many of our sites include bulletin boards and other features that we believe are unsuitable for children under 13 and which are not necessarily monitored. We encourage all parents to talk to their kids about online safety and to monitor their children’s use of the Internet.
Change in Company’s Ownership
If by chance another company obtains the assets in the business of Smart Money Recipes, we reserve inclusion of the stored personal identification information along with the assets transferred to the new corporate owners.
Target advertising to users is provided by the information collected about users. This is to allow all the pertinent advertising to be displayed. Customization of certain website features we provide is done with the information that is collected.
Third-parties are contracted for specific services such as credit card processing and list generation. Any information that is required to perform these services is provided to the service provider.
We use third-party advertising companies to serve ads and collect data when you visit our website. These companies may use aggregated information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements on this site, other sites, and other forms of media about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, please see: http://www.networkadvertising.org/managing/opt_out.asp